Society dictates that money shouldn't be the center of a marriage. Some even go as far as declaring that what they own are also their spouse's. Well, what if you find out that you've married a pig, a slob, or worse, a useless dick? Okay, we're there, there are
marriage counselors, support groups and whatever. But what if you really can't stand it, and divorce is the only way to save your sanity? Filing for divorce is easy; what is talked about in divorce is not. Money issues are the usually contested aspect of divorce. The couple agree to split up, even about child custody, but they usually can't agree about who should take the bigger chunk of their investments and properties.
I'm not scaring you out of getting married. If you found a handsome, smart, funny, adorable, and well-off guy, you're probably in a fairy tale. But just in case, ask if he has a brother. Kidding aside, if you found such a guy or your soulmate (eyes rolling..), marriage could be wonderful. But thinking about your future is more important than promises of happily ever after. So be practical and ask your lawyer to draft you a prenuptial agreement. Be sure that the contract will protect all the income and properties you obtained prior to the marriage. Better yet, have your would-be husband's lawyer talk to your lawyer so they could come up with comprehensive contract that you, as a couple, agree with. Better include sections about child-rearing and alimony. Raising a kid is very expensive, and in case you divorce, you will need all the resources you can get.
I know prenuptial agreements sound very unromantic and antithetical compared to forever. But they are necessary precautions to protect your properties and your rights. They might be the best
financial planning method you ever used.
